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Portugal D7 Passive Income Visa

Portugal · long stay

budget friendlyfast prfamily friendlyschengeneu access
72
match
Duration
24mo
PR
5y
Citizenship
5y
Tax
21%
Setup
€250
Processing
60d
Family
Yes
Schengen
Yes

Overview

The D7 visa is Portugal's most accessible residency path, requiring only proof of passive or remote income above the Portuguese minimum wage (~EUR 820/mo). It provides Schengen access, family reunification, and one of the fastest paths to EU citizenship at just 5 years.

Who is this for?

Retirees, remote workers, freelancers, or anyone with passive income looking for an affordable EU residency path.

Pros

Very low income requirement (EUR 820/mo)

Fast path to citizenship (5 years)

Family included

NHR tax regime may apply

Schengen access

Cons

Presence requirement (16 months in first 2 years)

AIMA backlog causing delays

Portuguese language needed for citizenship

NHR being reformed

Eligibility Check

12
Likely eligible
Minimum income: 820 EUR/monthly

Income not provided

Clean criminal record

Assumed clean — update in profile if needed

Health insurance required

Must obtain health insurance before/during application

The Process

Typical: 60 days (30120)

1
2
3
4
5

Documents

0/5 ready
Valid passport
Required

Valid for at least 6 months

From: Passport office · ~14d

Proof of income
Required
Apostille
Translation

Pension, dividends, rental income, or remote work contracts

From: Bank/employer · ~7d

Criminal record certificate
Required
Apostille
Translation

From country of origin

From: Police authority · ~21d · Max 3mo old

Health insurance
Required

Full coverage in Portugal

From: Insurance provider · ~3d

Proof of accommodation
Required
Translation

Rental contract or property deed

From: Landlord/property · ~14d

Sources

SEF - D7 Visa Requirements
official
Verified: 2025-11-01

Tax Breakdown

Income tax€20,235
Social€6,600
Total tax€26,835
Effective rate44.7%

You keep

€33,165/yr

€2,764/mo

Based on €60,000/yr income

Corp tax21%
VAT23%
Dividend28%
Cap gains28%
TerritorialNo

Special Regimes

NHR 2.0: 20% flat tax for qualifying professions

Lisbon

Rent (1BR center)€1,000
Rent (outside)€700
Meal (cheap)€9
Meal (mid-range)€30
Transport€40
Utilities€120
Internet€30
Coworking€200
Est. monthly€1,430

Quality of Life

Safety82/100
Healthcare72/100
Internet95 Mbps
EnglishHigh
ClimateMediterranean
Sunny days260/yr
TimezoneUTC+0
COL Index47 (NYC=100)

PR & Citizenship

Permanent Residency

After 5 years

Language: Portuguese (A2)

Citizenship

After 5 years

Language: Portuguese (A2)

Dual citizenship: Allowed

One of the fastest EU citizenship paths

Permit Details

Initial duration24 months
RenewableYes (36mo)
Can workYes
Can freelanceYes
Own businessYes
Family eligibleYes
Min presence16 months in first 2 years

Last updated: 2025-11-01 · Verified: 2025-11-01 · Always verify with official sources.